Trusted by 30,000+ businesses nationwide
Get working capital, equipment finance, and flexible revolving lines of credit up to $500K with clear and transparent rates.
Drag slide to view daily cost
Est. Daily
$436
Est. Term
12 mo
Approval
24h
Our Solutions
Every business has unique needs. Our lineup ensures the right capital structure.
Popular
Fast cash infusions to cover monthly payroll, immediate inventory stock, and general operations.
Total Amounts
$5K – $500K
Duration Terms
3 – 24 Months
Average Processing
24 Hours
Flexible
Repayments linked to your credit card transactions. Ideal for businesses with variable monthly revenues.
Total Amounts
$5K – $400K
Repayment Plan
% of Daily Revenue
Collateral Need
None Required
Revolving
Revolving capital buffer. Draw funds as needed, pay interest only on what you withdraw.
Credit Bounds
$10K – $250K
Term Length
Ongoing / Revolving
Draw Charge
Interest Only On Draw
Popular
Lease heavy machinery, fleet trucks, software grids, or restaurant utilities using the equipment as collateral.
Total Purchase
Up to 100% financed
Payment Bounds
12 – 60 Months
Guarantees
The Equipment Itself
Popular
Predictable monthly payments structured over multi-year frameworks to secure warehouse facilities or acquisitions.
Total Amounts
Up to $500,000
Repay Terms
2 – 5 Years
Payment Bounds
Fixed Monthly
Our certified senior funding advisors will analyze your operational model and suggest the perfect structure for free.
Live Rate Simulator
Simulate your rates instantly by dragging sliders. We support custom timelines and dynamic merchant advances.
Calculated Payment
Important Notice: Calculated outcomes are approximations only. Final rates, durations, and credit approval are customized after verified bank review and financial verification during official underwriting.
Bulletproof Security
Connecting bank records safely via Plaid means complete automation during our secure underwriting process.
We only do soft pulls during initial review, protecting your business credit records until you accept your proposal.
Your records are fully encrypted with robust 256-bit Secure Socket Layer tunnels. We never trade your business information.
Data Encrypted
Data Encrypted
Secure Management
Accredited Member
Simple Roadmap
Applying is entirely streamlined, securely processed, and incredibly simple.
Securely submit details in less than five minutes.
Get personalized rates in just a few business hours.
Safely link business records via Plaid bank encryption.
Access capital inside your secure account within 24 hours.
Verified Stories
Secure Submission
Our secure, encrypted system processes details with zero score impact.
Quick Merchant Capital helps small and medium-sized businesses get funding. We strive to be a trusted and committed partner to you, our customers. We make getting loans for businesses affordable, simple, and transparent.
We work with small and medium-sized businesses to connect them with much-needed capital. Quick Merchant Capital combines data science with a human touch, and we work directly with you to get the best company loans or financing for your unique needs, so you can focus on your products and services.
Wondering “how do I get a business loan”? Take ten minutes to pre-qualify for small business loans online and we will respond with the best funding options for you. Depending on your application, you may be eligible for online checkout so you can review your contract and checkout securely and in your own timing. You can get funds in your bank account in as little as 24 hours.
Pre-qualify Now
Most applications reviewed within hours. Funds deposit in as little as 24 hours.
No. Soft credit pull only. Hard pull only if you accept an offer — we'll notify you first.
6+ months in business, $10K+ monthly revenue, business bank account. Credit varies by product.
3–6 months bank statements, government ID, and basic business info (EIN, address).
Based on revenue, credit, industry risk, and docs. Factor rates (1.10–1.50) for transparency. Calculator is estimate only.