Equipment Financing

Upgrade your equipment.Grow your business.

Finance machinery, vehicles, technology, and more — from $5K to $500K. The equipment itself serves as collateral, making approval easier and rates competitive.

How MCA Works

Revenue-based repayment

Get a Quote

Understanding It

What is Equipment Financing?

Equipment financing lets you purchase or lease business equipment without paying the full cost upfront. The equipment itself serves as collateral, which means easier approval, competitive rates, and no need to pledge other assets. Whether you need a new delivery truck, restaurant ovens, medical devices, construction machinery, or IT infrastructure — equipment financing preserves your cash flow while giving you the tools to grow.

Equipment Financing vs LeasingFinanceLease
OwnershipYou own itLessor owns
End of termKeep assetReturn/buy
Tax benefitsDepreciationExpense
Down paymentOften $0 Often $0
256-bit SSL

Data Encrypted

FDIC Partners

Data Encrypted

SOC 2 compliant

Secure Management

BBB Rating A+

Accredited Member

What We Finance

Equipment we finance

From heavy machinery to tech hardware — if it helps your business, we can likely finance it.

Vehicles & Fleet

Trucks, vans, delivery vehicles, company cars

Heavy Machinery

Excavators, forklifts, cranes, loaders

Restaurant

Ovens, refrigerators, POS systems, furniture

Medical

Imaging, dental chairs, diagnostic tools

Technology

Computers, servers, networking, software

Office & Print

Copiers, printers, furniture, phone systems

Construction

Tools, scaffolding, concrete mixers, lifts

And More

Any equipment that helps your business grow

Benefits

Why finance with QuizBizFund?

Up to 100% Financing

Often no down payment required. Finance the full cost of your equipment and preserve your cash reserves.

Tax Advantages

Section 179 deduction may let you deduct the full purchase price of equipment in the year you buy it.

Long Terms Available

Spread payments over up to 60 months for manageable monthly costs that match the equipment's useful life.

Equipment = Collateral

No additional collateral needed. The equipment you're buying secures the financing, making approval easier.

Fast Approval

Decisions within hours, not weeks. Get your equipment and start generating revenue quickly.

New or Used

Finance brand new or quality pre-owned equipment. We evaluate the equipment's value, not just its age.

Simple Roadmap

Funded in 4 easy steps

Applying is entirely streamlined, securely processed, and incredibly simple.

Apply Online

Securely submit details in less than five minutes.

Review Offers

Get personalized rates in just a few business hours.

Connect Banking

Safely link business records via Plaid bank encryption.

Deposit Funds

Access capital inside your secure account within 24 hours.

Secure Submission

Accelerate your business scale

Our secure, encrypted system processes details with zero score impact.

Loan Forms
Secured application with AES-256 protocols. Initial review performs a soft credit query which has absolutely zero impact on your business rating.

Verified Stories

Trusted by businesses like yours

Marcus Rodriguez
Rodriguez Construction · Houston, TX
"Quick merchant capital helped us buy $150K in construction machinery within 36 hours. Absolute game changer for our Houston pipeline expansion contracts!"
Sarah Chen
Lighthouse Diner · Brooklyn, NY
"An MCA advance was the perfect layout for our busy diner. Automatic flexible repayments based on daily sales completely removed the stress during our slow weeks."
David Park
Sora Analytics · San Jose, CA
"Having an active revolving credit line gave our technical firm complete peace of mind. We pull what we need, repay quickly, and only pay fees on direct draws."